Our entire team strives to be active listeners. Since this is a long term trust-based relationship, it’s important that we're a fit with each other. We want to learn more about you and what's important in life to you so we can develop a financial plan and set reasonable expectations based on what you have told us.
Aaron and Jacqueline are both 35 and recently married. As a couple, they have purchased a home and are quickly expanding their family. The two are both high income earners, but have student loan debt from their time in graduate school. With company 401(k) plans and limited knowledge of personal finances, they turned to Gornitzky Sage Wealth Management for advice.
Amanda is a 45-year-old who owns a law firm with 10 employees. A single individual with no children, she has recently paid off her debt from law school and is looking to plan for her future, as well as those of her employees. Her family has longevity, but also a history of dementia, so she is very concerned about who would care for her in a long-term care situation and how it would be funded.
Mark and Colleen, 55 and 52, are executives at a biotech firm. Their two children are currently in college, and they are funding most of their education costs. Combined, they make over $500,000 per year and have stock options, restricted stock units (RSUs), deferred compensation plans that require annual planning and assessments.
They are looking to retire by the age of 60 and, with multiple 401(k) and IRA accounts with various custodians, they turned to Gornitzky Sage Wealth Management for sound direction.
Tanya is a 65-year-old who is recently widowed. Her spouse was the primary income earner and they had always handled the personal finances until their unexpected death. Her spouse had planned very well between investing and having a large life insurance policy, but Tanya has minimal knowledge due to her delegating all these years. She now needs to do some comprehensive planning to ensure that she can maintain her lifestyle.
Disclaimer: The above scenarios are hypothetical and not representative of real Gornitzky Sage Wealth Management clients.